Food and Financial Relief
Resources and strategies to help those experiencing hardship.
Financial hardship is something no one should have to experience alone – we want to help.
We’ve created a list of resources and links to help if you’re experiencing financial hardship.
If you would like to speak with a staff member about your financial situation, please contact the MoneyWise staff at your campus.
STEPS TO TAKE IF YOU’RE CONCERNED ABOUT PAYING BILLS
- If you haven’t looked at a budget in a while, now’s the time to do so. Every Dollar is a great free app to use to get a budget together.
- Get clarity from your income sources as to what the reality will look like over the coming weeks.
- Cut spending to bare necessities. If you can’t pay all of your bills, Dave Ramsey recommends you spend your money on these four items first and in this order:
- If you’re still not able to cover all of your expenses, identify payments that can be deferred:
- Call creditors to explain your situation. You can ask for temporary relief on your monthly payments. If you offer to still send some money, even if it’s a smaller amount than your typical payment, they might be more willing to work with you.
- If you have federal student loans, you can forbear (interest accrues) or defer (interest doesn’t accrue on subsidized federal loans) your loan payments.
- For student loans, use this questionnaire to understand what options are available to you.
- If you’re paying extra on debt(s) right now and have less than one to two months’ worth of expenses in an emergency fund, it might not be a bad idea to temporarily stop extra payments and then restart them once things settle down.
- Enroll for health insurance, if you can.
- Use this week to get a game plan together and gather information, as there may be more changes coming.
Reach out to the MoneyWise team using an email address listed above if you want to talk.
- Go to: How to file an unemployment claim with the Georgia Department of Labor.
- For people that don’t qualify for traditional unemployment, like freelancers, here’s another option.
- Contact the Georgia Small Business Development Center for free guidance.
- Small Business Administration
FINANCIAL AND FOOD ASSISTANCE RESOURCES
Sites to Find Financial Assistance Resources
- unitedwayatlanta.org or dial 211 from any phone
- One Need — Financial Assistance
Food Pantries/Rent and Utility Assistance
- Buckhead Christian Ministry (all of metro Atlanta)
- MUST Ministries (Marietta/Smyrna/Cherokee)
- North Fulton Community Charities (Alpharetta/Roswell)
- The Place of Forsyth (Forsyth County)
- North Gwinnett Co-Op (Suwanee, Sugar Hill, Buford)
- Gwinnett Helpline (Gwinnett County)
- Decatur Cooperative Ministries, Partnership for Community Action, Decatur-Area Emergency Assistance Ministry (Decatur)
- Atlanta Public Schools
- Fulton County Schools
- Gwinnett County Schools
- Additional Locations in the City of Atlanta
- Forsyth County Schools
- Cobb County Schools
- Good Samaritan Health Centers: Atlanta, Cobb, Gwinnett
- Georgia Highlands Medical Services (Forsyth, Cherokee)
- Benefits.gov Coronavirus Resources